Can I afford to move?
Estimate the financial bridge between your current Oakville home and a possible next purchase using your own value, mortgage, selling-cost and down-payment assumptions.
Estimate how much cash your move may require
This calculator starts with the equity in your current home, applies your own selling-cost assumptions, then compares the estimated sale proceeds with the cash needed for a target Ontario purchase.
It estimates:• Net proceeds after mortgage and entered selling costs• Ontario land transfer tax on the target purchase• Down payment and other entered closing costs• Approximate remaining cash or shortfall
Important: This is a cash-flow planning calculator, not a mortgage qualification or sale-price estimate. It does not calculate realtor commission terms, tax advice, mortgage penalties, bridge financing, insured-mortgage premiums or Toronto municipal land transfer tax. Enter assumptions that fit your situation and confirm them with the appropriate professionals.
Use a property-specific value instead of a guess
A small change in your current home's sale value can materially change the available cash shown above. If moving is becoming a real possibility, the most useful next step is a property-specific value review.